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Training and Resources
Small Business Loan Program

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Below is a list of training and resources available to small business owners in greater area surrounding the City of Siletz to include the Central Oregon Coast.

Small Business Development Team Business Consultations
Interested in starting, expanding or learning more about different components of your existing or new business? Don't hesitate to contact Steve Larrabee or Michael Phillips for one-on-one consultations and focused support.

A Native American Business Network (ONABEN)
ONABEN is a nonprofit, public-benefit corporation created by Northwest Indian Tribes to increase the success of private businesses owned by Native Americans. ONABEN offers training and support focused on developing entrepreneurship in Indian communities.   Programs are available to any Native American (regardless of tribal affiliation) and services are provided at local sites.
Website: www.onaben.org

Oregon Coast Community College
For businesses in Lincoln County and for those considering starting or buying a new business, OCCC's Small Business Development Center (SBDC) can help. They offer free small business counseling to start-ups and established businesses, business development training, information and referral, and a Small Business Management program.
Website: http://www.occc.cc.or.us/sbdc/index.html

Business Start Ups and Tune Ups Certification Class
Ten-week Small Business Certificate classes help three times per year.
Contact: Rueben Johnsen • email • P: 541-574-9339

Area Adult Education Funding
Siletz Tribal Education Specialist — Alissa Lane • 444-8373
Portland Tribal Education Specialist — Katy Kaady • 503-238-1512
Eugene Education Specialist — Nick Sixkiller • 541-484-4234
Salem Education Specialist — Sonya Moody-Jurado • 503-390-9494

Free Personal Financial and Credit Report Tool
Quizzle is a free online tool that gives individuals quick access to their Credit Report, Credit score (from Experian) as well as Personal Budgeting Tools. Potential loan candidates can use this credit report to ensure their credit report information is accurate and up-to-date. Additionally, loan candidates can examine their credit accounts to include those in good standing, negative standing and public inquiries to help resolve any conflicts or misinformation in their credit history. This program will also assist potential loan candidates accurately access their current personal budgets before a final credit score check.
http://www.quizzle.com

Free Annual Credit Report
Under Federal Law everyone is entitled to receive one free credit report every 12 months from each of the nationwide consumer credit reporting companies – Equifax, Experian and TransUnion. This free credit report can be requested through the website linked below, by phone or by mail. Be aware that many websites offer to give you a "free" credit report by signing you up for a "free" trial offering a monthly based monitoring service that automatically begins charging your credit card after a short free trial period. There is no reason to pay any fee for your free annual credit report. If you decide to run more than one credit report in a 12 month period there may be applicable fees.

The site linked below, annualcreditreport.com, is the only official website recognized by the FTC to be authorized to provide your credit report under the law.

For more information please select the FAQ tab on the AnnualCreditReport website or goto to the FTC site linked below. As always please don't hesitate to call or email Michael Phillips, STBC Enterprise Specialist, should you have any questions.

www.annualcreditreport.com
www.ftc.gov/freereports

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